Terms of Service

By accessing or using the website yvetteharrisinsurance.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

These Terms apply to all visitors, users, and others who access or use the Site. We reserve the right to update these Terms at any time. Continued use of the Site after any changes constitutes your acceptance of the new Terms.

Yvette Harris Insurance provides educational content, insurance resources, and consultation services for self-employed individuals. The Site offers:

All services are provided for informational and educational purposes only.

The information provided on this Site, including all guides, blog posts, calculators, and educational content, is for general informational and educational purposes only. It does not constitute financial, legal, tax, or insurance advice.

The coverage calculator and checklists on this Site are tools to help you understand your potential gaps — they are not a substitute for a professional consultation. Results are estimates only and should not be relied upon as a guarantee of coverage or cost.

Always consult a licensed professional before making any financial or insurance decisions. Yvette Harris is a licensed life insurance agent and advisor affiliated with Transamerica. Coverage availability, terms, and pricing vary by state and individual circumstances.

By submitting your name and email address to download the free Real Protection guide, you agree to:

You may unsubscribe from emails at any time by clicking the unsubscribe link in any email. You may opt out of SMS messages by replying STOP to any text message.

We will not sell, rent, or share your information with third parties. See our Privacy Policy for full details.

All content on this Site — including but not limited to text, graphics, logos, images, audio clips, video clips, the free guide, and the "Hustle and Hope" brand materials — is the property of Yvette Harris Insurance and is protected by applicable copyright and trademark laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from this Site without our prior written permission, except for personal, non-commercial use.

You may share links to this Site and its content on social media, provided you attribute the content to Yvette Harris Insurance.

By using this Site, you agree not to:

This Site may contain links to third-party websites, including yvetteinsure.com, UHOne, Transamerica, and other insurance-related resources. These links are provided for your convenience and informational purposes only.

We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

This Site and all content, tools, and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

We do not warrant that:

Your use of the Site is at your sole risk.

To the fullest extent permitted by law, Yvette Harris Insurance, Harris Insurance Agency LLC, and their affiliates, officers, agents, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

Our total liability to you for any claims arising from your use of the Site shall not exceed $100.

You agree to indemnify, defend, and hold harmless Yvette Harris Insurance, Harris Insurance Agency LLC, and their affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from:

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Chesterfield County, Virginia. You consent to the personal jurisdiction of such courts.

We reserve the right to modify these Terms at any time. We will post the updated Terms on this page with a revised "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically to stay informed of any updates.

If you have any questions about these Terms of Service, please contact us:

Yvette Harris Insurance

Harris Insurance Agency LLC

Chester, Virginia

Email: [email protected]

Website: yvetteharrisinsurance.com

Instagram: @yvette_harris_